Consumer Information

CONSUMER INFORMATION Pre-Contractual Information | Y3S | UOwn Corporation s.r.o. Version 1.0 | Effective from: 01.03.2026

Pre-contractual information provided pursuant to § 1811 and § 1820 of Act No. 89/2012 Coll. (Czech Civil Code, "OZ"), § 2389a et seq. OZ (digital content), and Article 6(1) of Directive 2011/83/EU on Consumer Rights ("CRD"), as amended by Directive 2019/2161/EU (Omnibus Directive).

1. Identity of the Provider

FieldDetails
Company NameUOwn Corporation s.r.o.
Legal FormSpolečnost s ručením omezeným (Limited Liability Company under Czech law)
Registered OfficeVojtěšská 211/6, Nové Město (Praha 1), 110 00 Prague, Czech Republic
IČO (Reg. No.)21975469
DIČ (VAT No.)CZ21975469
Commercial RegisterMunicipal Court in Prague, Section C, Insert 409265
Emailask@y3s.app
Websitehttps://www.y3s.app

2. Description of the Service

Subject matter: Simulated Trading Evaluation ("Challenge").

The Service consists of providing access to a simulated trading environment designed to evaluate the Customer's trading skills based on specific risk and performance parameters.

Important — nature of the service: All trading is performed in a virtual/demo environment using fictional funds only. No real money is traded, invested, or placed at risk by the Customer during the Challenge. The Service does not constitute an investment service within the meaning of Directive 2014/65/EU (MiFID II). Upon fulfilment of all applicable conditions set out in the Terms of Service (Articles 18.3, 18.5.3, and 18.6.3), the Customer is entitled to a performance-based reward in accordance with Article 5.4.1 of the Terms of Service (profit split applicable to the relevant Challenge type as displayed on the Website and confirmed at checkout before purchase). Fulfilment of all conditions is required; success in a Challenge alone does not guarantee a reward if payout conditions are not met. Evaluation Process: The qualification process consists of three stages: Phase 1 (risk discipline), Phase 2 (performance consistency), and Phase 3 (funded trading stage), as detailed in the Terms of Service. Access to a funded trading account is strictly contingent upon successful completion of all three stages. Non-Employment Relationship: The relationship between the Provider and the Customer is strictly a commercial cooperation. The Customer is not an employee, agent, or representative of the Provider, and the cooperation is governed by the Terms of Service, not by labour law. Risk Warning: Trading on financial markets involves a high risk of loss. Results achieved during the simulated evaluation process do not guarantee future returns or success in real market conditions. All trading on the Platform is conducted in a simulated environment using fictional funds only.

3. Total Price

The total price for each Challenge, inclusive of all applicable taxes (VAT), is displayed on the checkout page prior to purchase.

Current pricing is available at: www.y3s.app/programs

Note: VAT treatment may vary depending on the Customer's country of residence. Where the Customer is a VAT-registered business, reverse charge may apply.

Limitation of Financial Exposure: The Customer's maximum financial exposure is strictly limited to the evaluation fee paid for the Challenge. The Provider bears all simulated trading losses on the funded account, and the Customer shall not be required to cover any trading losses beyond the evaluation fee paid.

3A. Important Pre-Requisites: KYC Verification and Prohibited Jurisdictions

Access to the funded stage and any performance-based rewards is strictly subject to the successful completion of Know Your Customer (KYC) and Anti-Money Laundering (AML) verification in accordance with Article 11 of the Terms of Service.

The Service is strictly prohibited for residents or citizens of jurisdictions subject to international sanctions, including but not limited to Iran, North Korea, Syria, Russia, Belarus, Cuba, Myanmar, and others as detailed in Article 11.6 of the Terms of Service. Customers are responsible for ensuring they are not resident in a prohibited jurisdiction before purchasing a Challenge.

Important: Failure to pass KYC verification or residing in a prohibited jurisdiction will result in account termination. In such cases, where the service has not yet commenced (voucher not activated), the evaluation fee will be refunded in accordance with Article 19 of the Terms of Service.

4. Costs of Distance Communication

The Provider does not charge any additional fees for the use of means of distance communication. The Customer bears their own internet access costs according to their service provider's tariff.

5. Payment Terms

Payment is due immediately upon placing the order. The obligation to pay arises when the Customer clicks the "Pay" (or equivalent) button.

Accepted payment methods: Credit/debit cards, cryptocurrency (via third-party processor), and other methods displayed at checkout.

6. Delivery of the Service

StepDetails
Digital DeliveryUpon successful payment, the Customer receives login credentials and a voucher by email.
Voucher ActivationThe Service commences upon voluntary activation of the voucher by the Customer. The Challenge is available immediately after activation.
Voucher SuspensionIf the voucher is not activated within 30 calendar days of purchase, access will be temporarily suspended pursuant to Article 19.4. The Customer may request access renewal by contacting ask@y3s.app.
Voucher ExpiryStandard vouchers issued upon purchase do not have a fixed expiry date, but access will be temporarily suspended after 30 calendar days of non-activation pursuant to Article 19.4 of the Terms of Service. The Customer may request access renewal by contacting ask@y3s.app. However, if the Service is accessed via a Non-Fungible Token (NFT) burn voucher, such voucher strictly expires six (6) months from the date of issuance (the date the burn transaction is confirmed on the blockchain). If the NFT burn voucher is not activated within this six-month period, it shall automatically expire and the Customer shall have no right to a refund, replacement, or access to the Services pursuant to Article 20A.5.2 of the Terms of Service.

7. Right of Withdrawal

7.1 Standard 14-Day Withdrawal Period

The Consumer has the right to withdraw from the contract within 14 days from the date of conclusion of the contract (purchase date), without giving any reason, provided the voucher has NOT been activated.

To exercise this right, the Consumer must inform the Provider by an unequivocal statement (letter by post, email, or the withdrawal function in the Client Dashboard). The Model Withdrawal Form (a separate document) may be used but is not obligatory.

Contact for withdrawal: UOwn Corporation s.r.o., Vojtěšská 211/6, 110 00 Prague, or email ask@y3s.app

7.2 Loss of Right of Withdrawal upon Activation

Loss of withdrawal right upon voucher activation By actively checking the confirmation checkbox at the point of voucher activation, the Consumer expressly requests immediate commencement of the digital content service and thereby loses their right of withdrawal from that moment, in accordance with: Article 16(m) of Directive 2011/83/EU (Consumer Rights Directive). § 1837(l) of Act No. 89/2012 Coll. (Czech Civil Code). Article 19.3.1 of the Terms of Service. This consent is recorded with a timestamp and the Customer's account identifier.

7.3 Refund upon Valid Withdrawal

If the Consumer exercises a valid right of withdrawal (voucher not activated, within 14 days), the Provider will reimburse all payments received without undue delay and in any event not later than 14 days from the day of notification of withdrawal, using the same means of payment as the original transaction, unless expressly agreed otherwise. No fees are charged for the refund.

8. Rights from Defective Performance

The Provider is liable for any lack of conformity of the digital service at the time of supply. The Consumer has statutory rights arising from defective performance (Práva z vadného plnění) under § 2389a et seq. of Act No. 89/2012 Coll. and Directive (EU) 2019/770 on digital content and digital services. These rights cannot be excluded by contract.

Complaints regarding functionality may be submitted to ask@y3s.app. The Provider will respond within 30 days.

9. Duration of Contract

The contract is concluded for a definite period, lasting until the Challenge objectives are either met (passed) or the Challenge is terminated (failed or forfeited) in accordance with the Terms of Service. Successful completion of all evaluation phases does not itself extend this contract — any subsequent funded stage is governed by a separate agreement.

10. Technical Requirements

Use of the Service requires a compatible device, operating system, and internet connection. Full details are provided in the separate Technical Requirements document, available at: https://www.y3s.app/legal/technical-requirements

11. Language of the Contract

The contract is concluded in English. Czech and Slovak language versions of the contractual documentation are available upon request and on the Website.

12. Codes of Conduct

The Provider is not bound by any specific codes of conduct within the meaning of § 1826(1)(e) of Act No. 89/2012 Coll.

13. Out-of-Court Dispute Resolution (ADR / ODR)

Consumers may seek out-of-court resolution of disputes with the Provider through the following bodies:

FieldDetails
ADR Entity (CZ)Czech Trade Inspection Authority (Česká obchodní inspekce — ČOI)
Websitewww.adr.coi.cz

Use of ADR procedures is voluntary and does not affect the Consumer's right to bring a claim before a court of competent jurisdiction.

14. Supervisory Authority

Consumer protection supervision is exercised by the Czech Trade Inspection Authority (ČOI): www.coi.cz.

UOwn Corporation s.r.o. | Vojtěšská 211/6, Nové Město (Praha 1), 110 00 Prague, Czech Republic | IČO: 21975469 | VAT: CZ21975469 | Email: ask@y3s.app | Web: www.y3s.app | Version 5.0 | Updated: 01.03.2026 | Effective from: 01.03.2026