This Privacy Policy explains how we collect, use, store, and protect your personal data when you use the Y3S Challenges Platform. By accessing the Platform or using the Services, you acknowledge that you have been informed of the manner in which we process personal data in accordance with this Privacy Policy. Where we rely on your consent for specific processing activities (e.g., certain marketing communications or optional cookies), we will request it separately, and you may withdraw it at any time.
The Platform is an educational and assessment tool based on simulated trading. Any performance indicators, rankings, or ratings are generated exclusively from simulated transactions and do not constitute investment advice, a recommendation, or the execution of orders in financial instruments. Users should not rely on the Platform as a substitute for regulated investment services.
Important Notice: The Y3S Platform provides simulated trading services exclusively using demo accounts with virtual funds. We do not provide investment services, investment advice, or any regulated financial services within the meaning of Directive 2014/65/EU (MiFID II) or the corresponding national legislation. All trading activities on the Platform are conducted exclusively in a simulated environment for educational purposes and skills assessment. No real financial instruments are traded.
1.1 Applicable Legislation
UOwn Corporation s.r.o.
Vojtěšská 211/6, Praha 110 00, Czech Republic
Registration No.: 21975469
Tax ID No.: CZ21975469
Contact e-mail: ask@y3s.app
Registered in the Commercial Register maintained by the Municipal Court in Prague, Section C, Insert 409265
Data Protection Officer (DPO): The Controller has not appointed a Data Protection Officer pursuant to Article 37 of the GDPR. For any questions relating to the protection of personal data, please contact us at ask@y3s.app.
For any questions relating to the processing of your personal data or to exercise the rights of a data subject, please contact us at the e-mail address stated above or by post at the registered office address. You also have the right to lodge a complaint with a supervisory authority (in the Czech Republic: the Office for Personal Data Protection / Úřad pro ochranu osobních údajů).
We will respond to your request without undue delay and in any case within one month of its receipt. This period may be extended by a further two months if necessary, and we will inform you of this within the first month, together with the reasons for the extension.
3.1 Data you provide to us directly
3.2 Automatically Collected Data
3.3 Data Obtained from Third Parties
3.4 Obligation and Voluntary Nature of Data Provision
The provision of personal data is, depending on the purpose of processing, either a contractual requirement or voluntary:
We process your Personal data only where we have a valid legal basis pursuant to Article 6 of the GDPR. The table below provides a comprehensive overview of our processing activities:
| Purpose | Legal Basis | Data Categories |
|---|---|---|
| Account Registration and User Account Management | Performance of a contract (Art. 6(1)(b)) | Identification data, contact data, account settings |
| Provision of Demo Trading Services | Performance of a contract (Art. 6(1)(b)) | Platform activity, trading data, performance data |
| Payment processing (challenge fees) | Performance of a contract (Art. 6(1)(b)) | Identification data, payment data |
| Performance reward payouts (bank transfer) | Performance of a contract (Art. 6(1)(b)) | Identification data, bank account data |
| Cryptocurrency payouts | Contract (Art. 6(1)(b)) + Legal obligation (Art. 6(1)(c)) | Identification data, wallet address, AML/VASP data |
| Customer support | Legitimate interest (Art. 6(1)(f)) — customer satisfaction | Identification data, contact details, communication records |
| Tax and accounting compliance | Legal obligation (Art. 6(1)(c)) — Czech tax law | Identification data, payment data, transaction records |
| AML/CFT compliance (crypto-assets) | Legal obligation (Art. 6(1)(c)) — Act No. 253/2008 Coll. | Identification data, wallet address, transaction data |
| Fraud prevention and Platform security | Legitimate interest (Art. 6(1)(f)) — business protection | Device data, usage data, IP addresses |
| Service improvement and analytics | Legitimate interest (Art. 6(1)(f)) — service improvement (subject to your right to object under Art. 21 GDPR) | Usage data, Platform performance data (typically pseudonymised/aggregated) |
| Defence of legal claims | Legitimate interest (Art. 6(1)(f)) — legal protection | Account data, transaction records, communications and technical logs, retained until the expiry of limitation periods |
| Affiliate programme — partner management, commission payments, partner KYC | Performance of a contract (Art. 6(1)(b)) + Legal obligation (Art. 6(1)(c)) — AML/tax obligations | Identification data of the affiliate partner, bank/cryptocurrency details, tax documents, sales records |
| Processing of voluntary contributions (Donations) during streams | Performance of a contract (Art. 6(1)(b)) + Legal obligation AML (Art. 6(1)(c)) + Legitimate interest — public display of name (Art. 6(1)(f)) | Donor's name/alias, contribution amount, payment details; upon exceeding AML thresholds, also KYC data |
| Educational Services — Academy and Individual Consultations (Mentoring Call) | Performance of a contract (Art. 6(1)(b)) | Identification data, contact details, booking records, video/audio during Mentoring Call (LiveKit) |
| Marketing Communication | Consent (Art. 6(1)(a)) / Legitimate interest (Art. 6(1)(f)) | Contact details, communication preferences |
5.1 Types of Marketing Communication
Subject to obtaining your consent or on the basis of our legitimate interest, we may contact you for marketing purposes through the following channels:
5.2 Legal basis for marketing
Your consent to marketing communications is entirely voluntary and is not a condition for using our Services or receiving payouts. You will never be disadvantaged for refusing to give consent.
5.3 Right to Withdraw Consent and Object to Marketing
YOUR RIGHT TO WITHDRAW CONSENT / OBJECT TO MARKETING
You have the right to withdraw your consent to marketing communications or to object to direct marketing at any time, free of charge. To withdraw your consent or to object to marketing, you may:
We will process your request without undue delay, and no later than within one month. Following your unsubscription, we will cease sending you marketing communications. We may retain a minimal record of your unsubscribe status on a suppression list.
We retain your personal data only for as long as is necessary to fulfil the purposes for which it was collected, or as required by applicable legislation. Upon expiry of the retention period, the data will be securely deleted or anonymised.
| Data Category / Purpose | Retention Period |
|---|---|
| Account Data and Contractual Data | For the duration of the contractual relationship + up to 10 years, where necessary to fulfil statutory obligations and/or to establish, exercise or defend legal claims; otherwise deleted or anonymised sooner. |
| Tax and Accounting Records | 10 years from the end of the relevant tax period (or longer/shorter if required by applicable tax and accounting legislation in the Czech Republic and/or Slovakia). |
| AML/VASP Records (Crypto-Asset Payouts) | 5 years after the termination of the business relationship (or longer, if required/permitted by applicable AML legislation or the relevant competent authority). |
| Customer Support Communications | 3 years from the resolution of the inquiry. |
| Records of granted consents and waivers (including the record of the waiver of the right of withdrawal from the contract) | For the duration of the contractual relationship + 3 years after its termination (for the purposes of the defence of legal claims). |
| Marketing data (with consent) | Until withdrawal of consent or max. 5 years from the last interaction. |
| Marketing data (Legitimate interest) | 5 years from the last contract or until an objection is received. |
| Affiliate partner data | For the duration of the contractual relationship + 10 years (tax and accounting obligations); AML records retained for 5 years after termination of the relationship. |
| Donations (Contributions) Records | 5 years from the date of receipt of the donation/contribution (tax and AML obligations). |
| Analytics and Service Improvement | Anonymised within 6 months of collection. |
| Security Records and Fraud Prevention | 1 year from the date of acquisition. |
| Cookies and Tracking Technologies | See Section 10. |
7.1 Categories of Recipients and List of Processors
We may share your personal data with the following categories of recipients. Where a recipient processes personal data on our behalf as our processor, we will have entered into an appropriate data processing agreement (DPA) in accordance with Article 28 of the GDPR. Some recipients may act as independent controllers and will process personal data in accordance with their own privacy notices.
Specific processors and recipients:
| Processor | Country | Purpose of Processing |
|---|---|---|
| Stripe | USA / IE | Payment processing, payment gateways |
| Sumsub | CY / UK | KYC / AML identity verification |
| Brevo (Sendinblue) | FR | Email and marketing communications |
| Supabase | USA | Database infrastructure / backend |
| Render | USA | Platform infrastructure hosting |
| Cloudflare | USA / IE | CDN, protection against attacks, security |
| LiveKit | USA | Video communication / Mentoring Calls / streaming |
In addition to the Processors referred to above, we may share data with the following categories of recipients:
7.2 International Data Transfers
Your personal data may be transferred to and processed in countries outside the European Economic Area (EEA). In the case of transfers outside the EEA, we ensure an adequate level of protection through the following mechanisms:
You can request a copy of the specific safeguards by contacting us at ask@y3s.app.
We have implemented appropriate technical and organizational security measures to protect your personal data against unauthorized access, accidental loss, alteration, disclosure, or destruction, in accordance with Article 32 of the GDPR. These measures include:
Although we implement Security measures in accordance with industry standards, no method of transmission over the internet or method of electronic storage is 100% secure. You are responsible for maintaining the confidentiality of your account login credentials. If you suspect unauthorised access to your account, please notify us immediately at ask@y3s.app.
Under the GDPR and applicable national data protection legislation, you have the following rights with regard to your personal data:
9.1 Right of access
You have the right to obtain confirmation as to whether your personal data are being processed, and if so, you have the right to access those personal data and to obtain information about their processing. The first copy is provided free of charge; further copies may be subject to a reasonable administrative fee.
9.2 Right to Rectification
You have the right to request the rectification of inaccurate personal data without undue delay and the right to have incomplete personal data completed. You can update most of your data directly through your account settings.
9.3 Right to Erasure
You have the right to request the erasure of your personal data if: (a) the data are no longer necessary for the purposes for which they were collected; (b) you withdraw your consent and there is no other legal basis; (c) you object to the processing and there are no overriding legitimate grounds; (d) the data were Processed unlawfully; or (e) erasure is required by law. This right is subject to statutory data retention obligations.
9.4 Right to Restriction of Processing
You have the right to request the restriction of Processing if: (a) you contest the accuracy of the data (during the verification period); (b) the Processing is unlawful, but you object to the erasure of the data; (c) we no longer need the data, but you require them for the establishment, exercise, or defence of legal claims; or (d) you have objected to the processing, pending verification of whether the legitimate grounds on our part override your legitimate grounds.
9.5 Right to Data Portability
Where the processing is based on consent or a contract and is carried out by automated means, you have the right to receive your personal data in a structured, commonly used and machine-readable format (e.g. JSON, CSV) and you have the right to transfer such data to another controller, where technically feasible.
9.6 Right to Object
You have the right to object at any time to the Processing of personal data performed on the basis of legitimate interests. We will cease Processing the data unless we demonstrate compelling legitimate grounds for Processing that override your interests, rights, and freedoms. You have an absolute and unconditional right to object at any time to Processing for the purposes of direct marketing.
9.7 Right to Withdraw Consent
Where Processing is based on your consent, you have the right to withdraw that consent at any time without giving any reason. Withdrawal of consent does not affect the lawfulness of processing based on consent prior to its withdrawal.
9.8 Automated Evaluation of Challenges and the Right to Human Intervention
Challenge results (passed / failed) are evaluated by an automated system based on objective parameters agreed to by the customer at the time of purchase (daily loss limit, maximum drawdown, profit target, and other parameters pursuant to the Terms and Conditions, Article 18). This automated evaluation is necessary for the Performance of a contract. The Customer has the right at any time to request a human review of the challenge evaluation outcome through the appeals procedure governed by Art. 13.3.2 of the Terms and Conditions. The Provider is obliged to issue a written decision within 30 calendar days of the submission of the appeal. Apart from the evaluation of challenges, we do not engage in automated decision-making that would produce legal effects or otherwise significantly affect you.
9.9 How to Exercise Your Rights
If you wish to exercise any of your rights, please submit a request by email to ask@y3s.app or by post to the address of our registered office. Please provide sufficient information to identify you (name, email, account ID) and specify which right(s) you wish to exercise. We will respond to your request without undue delay and in any case within one month of its receipt. This period may, if necessary, be extended by a further two months; you will be informed of any such extension within the first month.
9.10 Right to Lodge a Complaint
You have the right to lodge a complaint with a supervisory authority, in particular in the EU member state of your habitual residence, place of work, or place of the alleged infringement.
You may lodge your complaint with the competent supervisory authority:
Czech Republic
Office for Personal Data Protection (Úřad pro ochranu osobních údajů)
Pplk. Sochora 27, 170 00 Praha 7
E-mail: posta@uoou.cz
Web: www.uoou.cz
Slovak Republic
Office for Personal Data Protection of the Slovak Republic
Hraničná 12, 820 07 Bratislava
E-mail: statny.dozor@pdp.gov.sk
Web: www.dataprotection.gov.sk
We recommend that you contact us first at ask@y3s.app so that we can address your concerns directly. You may also seek judicial remedy pursuant to Articles 78 to 79 of the GDPR.
On our Platform, we use cookies and similar Tracking technologies to enhance your user experience, analyse usage, and deliver personalised content. For cookies other than strictly necessary ones (e.g. analytical, personalisation, advertising), we use these exclusively after you have given your consent through our cookie consent banner/management tool. You may withdraw or modify your consent at any time through the cookie settings available on the Platform (or via the link in the footer).
Necessary cookies are used on the basis of our legitimate interest in providing and securing the Platform. For comprehensive information about the types of cookies we use, their purposes, and your choices regarding cookies, please contact us at ask@y3s.app to request a copy of our Cookie Policy.
Our Services are intended exclusively for natural persons who have reached the age of 18. We do not knowingly collect personal data from minors (persons under the age of 18). If we learn that we have collected personal data from a person under the age of 18, we will take steps to restrict access to the Platform and delete such personal data without undue delay, unless we are required to retain it to fulfil a legal obligation or for the establishment, exercise, or defence of legal claims.
If you believe that we may have unintentionally collected data from a minor, please contact us immediately at ask@y3s.app.
We may update this Privacy Policy from time to time to reflect changes in our data processing practices, legal requirements, or for other legitimate purposes. When we make changes:
We recommend that you review this Policy on a regular basis. We will always process Personal data in accordance with applicable laws and regulations and the legal bases described in this Privacy Policy. If you do not agree with the updated Policy, you should discontinue your use of the Platform; should you have any questions, you may contact us at ask@y3s.app.
If you have any questions, comments, or requests regarding this Privacy Policy or our data processing practices, please contact us through the following channels:
Data subject rights requests: ask@y3s.app — Subject: Data Subject Request — [Right]
General privacy inquiries: ask@y3s.app — Subject: Privacy-Related Inquiry
Marketing opt-out: ask@y3s.app — Subject: Marketing Opt-Out
Security incidents: ask@y3s.app — Subject: Security Incident Report
UOwn Corporation s.r.o.
Postal address: Vojtěšská 211/6, 110 00 Prague, Czech Republic
Effective date: 05.06.2026